Your Covered Auto refers only to vehicles listed in the declarations. True or false?

The correct answer is that the statement is false. In the context of an auto insurance policy, "Your Covered Auto" typically encompasses not only the vehicles specifically listed in the declarations page but also additional vehicles that may fall under the coverage, such as newly acquired vehicles, borrowed vehicles, or vehicles owned by a family member living in the same household.

Many auto insurance policies include provisions that automatically cover new vehicles for a certain period after purchase, provided that the insured notifies the insurer within a specified timeframe. This means that if an individual acquires a new vehicle, it would be covered even if it is not listed on the declarations page immediately, given that the policy terms are met.

Therefore, the concept of "Your Covered Auto" extends beyond the explicit listings in the declarations, allowing for a broader interpretation of what is covered under the policy, which is crucial for ensuring comprehensive protection for different scenarios that might occur in real life.