Which two major coverages are provided under the Businessowners Liability Coverage?

The Businessowners Liability Coverage primarily includes business liability and medical expenses. This coverage is designed to protect businesses from various claims, such as bodily injury or property damage that might occur in the course of their operations.

Business liability coverage addresses legal responsibilities that an insured might have for injuries or damages to third parties. For instance, if someone is injured on your business premises or if a product you sold causes harm, the liability coverage would help cover costs associated with that claim.

Medical expenses coverage, on the other hand, provides immediate medical payments for injured persons, regardless of who is at fault. This can help cover medical bills incurred by someone injured on your business premises, making it a vital component of liability coverage that promotes goodwill and immediate care without needing to establish fault.

The other options provided do not accurately represent the core components of Businessowners Liability Coverage, as they mix in unrelated coverage types or misrepresent the nature of the coverage offered under that policy.