Which policy provides coverage for crop damage caused by fire?

The Multiple-Peril Crop Insurance Policy is specifically designed to protect farmers and growers from various risks that can lead to crop damage, including fire. This type of policy covers a wide range of perils that can affect agricultural operations, such as drought, flood, and, importantly, fire. Given that crops are essential to agricultural production and can be significantly affected by these unpredictable events, this policy provides financial protection to ensure that farmers can recover from losses and continue their operations.

On the other hand, homeowner policies primarily cover residential property and generally do not extend to agricultural activities or crop damage. General liability policies offer coverage for personal injury and property damage but do not cover specific agricultural perils. Commercial property insurance is tailored to business properties and typically focuses on buildings and equipment rather than crops. Therefore, the Multiple-Peril Crop Insurance Policy is the correct choice for providing coverage for crop damage caused by fire.