Which crime coverage definition provides the broadest peril coverage?

The definition of theft provides the broadest peril coverage within crime insurance. Theft encompasses a wide variety of unlawful acts involving the taking of another person's property without their consent, and it covers more scenarios than the other listed options. This includes everything from petty theft to more serious forms of property crime.

Robbery, while also a criminal act involving theft, is more specific as it typically involves the use of force or intimidation against a person to take property. This definition is narrower compared to theft, which can occur without the presence of the victim or the use of intimidation.

Breach of trust and embezzlement pertain specifically to fiduciary responsibilities and the illegal handling of funds or property by someone who is trusted to manage such assets. These definitions are focused on specific professional relationships and do not cover the broader array of situations that theft does.

In summary, since theft covers a wide spectrum of criminal activities beyond just loss through robbery or misappropriations seen in breach of trust or embezzlement, it offers the most comprehensive coverage for crime-related perils.