Which benefit is NOT included under Iowa's Workers Compensation law for disability income?

The correct choice indicates that unemployment benefits are not included under Iowa's Workers Compensation law for disability income. Workers’ compensation is specifically designed to provide wage-loss benefits and medical care to employees who become injured or ill as a result of their job duties. The focus of workers’ compensation is to compensate for lost income due to work-related injuries, not to provide unemployment benefits, which are separate and pertain to loss of employment through no fault of the employee.

In the context of workers’ compensation, the other benefits mentioned are integral components that help to determine the compensation a worker can receive for their injuries. The provision of 80% of spendable earnings is designed to ensure that injured workers do not suffer a substantial loss of income during their recovery. The inclusion of a weekly maximum earnings cap prevents excessively high earners from receiving disproportionately large benefits compared to the average worker. Average weekly earnings limits also establish a baseline for calculating benefits, ensuring fairness and consistency in how benefits are awarded to injured employees.

This distinction helps clarify that while workers receive compensation for injuries sustained on the job, they do not receive unemployment compensation as that pertains to a different benefit system designed for broader job loss scenarios.