Which agency administers the National Flood Insurance Program?

The Federal Emergency Management Agency (FEMA) administers the National Flood Insurance Program (NFIP). This program was established to provide a means for property owners, business owners, and renters to purchase flood insurance and to promote sound floodplain management practices in communities. FEMA's role includes managing the program's policies, setting insurance rates, and overseeing the integration of flood insurance with federal disaster response efforts.

FEMA is responsible for coordinating the federal government's response to natural disasters, which includes providing financial assistance and flood insurance to affected individuals and communities. The NFIP helps mitigate flood risks while ensuring that the flood insurance is available to the public, thereby helping to reduce the financial burdens caused by flooding.

The other agencies mentioned each have different missions and responsibilities that do not include administering the NFIP. The Department of Housing and Urban Development deals with urban development and housing programs but does not manage flood insurance. The Environmental Protection Agency focuses on environmental protection regulations, and the National Oceanic and Atmospheric Administration concentrates on weather forecasting and climate monitoring but does not oversee flood insurance policies. Therefore, FEMA is the correct and pertinent agency for administering the National Flood Insurance Program.