What type of coverage includes replacement cost for equipment breakdown?

The correct choice is Equipment Breakdown Protection Coverage because this type of insurance specifically addresses losses due to the breakdown of machinery and equipment. It provides coverage for the repair or replacement of equipment that fails due to mechanical breakdown, electrical failure, or other causes outlined in the policy. This is particularly crucial for businesses that rely on specialized equipment, as the costs of repair or replacement can be significant.

In contrast, General Liability Coverage primarily protects against claims related to bodily injury and property damage to others, rather than covering equipment breakdowns. Workers Compensation Coverage provides benefits for employees who suffer work-related injuries or illnesses, focusing on medical expenses and lost wages rather than equipment loss. Property Damage Coverage protects against damage to physical property caused by various perils, but it does not specifically include the replacement cost for equipment failures. Therefore, Equipment Breakdown Protection Coverage is the only choice that directly relates to the coverage of replacement costs associated with equipment breakdown.