How long is a series of volcanic eruptions considered a single occurrence under the Dwelling Policy?

In the context of a Dwelling Policy, a series of volcanic eruptions is treated as a single occurrence with a duration of 72 hours. This policy definition helps streamline claims related to volcanic activity, as multiple eruptions within this timeframe are considered connected and thus treated as one event for coverage purposes.

This 72-hour timeframe serves to simplify the claims process and ensure that insured individuals are not overwhelmed with multiple claims for what is, effectively, the same disaster. Each eruption that occurs within this 72-hour window could potentially lead to the same damage and should not be dissected into multiple occurrences, which might complicate coverage and compensation.

Understanding this timeframe is essential for policyholders as it affects the filing of claims and the limits of coverage. Recognizing how prolonged events, such as volcanic activity, are assessed under a Dwelling Policy is key for anyone involved in handling such insurance matters.